TERMS OF USE

Cookie Jar Savings

Effective Date: December 7, 2025

1. Acceptance of Terms

By downloading or using Cookie Jar Savings, you agree to these Terms of Use. If you do not agree, do not use the app.

2. Description of the App

Cookie Jar Savings is a personal savings goal tracker designed to help users visualize and organize savings locally on their device. The app does not require account creation and does not sync data to external servers.

3. No Financial Advice

Cookie Jar Savings is provided for informational and organizational purposes only. It does not provide financial, legal, or investment advice. Any financial decisions you make are solely your responsibility.

4. User Data and Local Storage

All savings data, goals, and preferences are stored locally on your device. We do not maintain copies of your data on our servers. Deleting the app may permanently remove your data unless you back it up using your device’s system tools.

5. In App Purchases

Cookie Jar Savings may offer optional paid features through in app purchases. Payments are processed through Apple’s App Store using RevenueCat. We do not collect or store your payment information.

All purchases are final and non refundable except as required by Apple’s policies.

6. Subscriptions

If the app offers subscriptions, they automatically renew unless canceled at least 24 hours before the end of the current period. Subscriptions can be managed through your Apple ID settings.

7. App Availability and Changes

We may update, modify, or discontinue features of the app at any time without notice. We are not liable for interruptions, bugs, or data loss.

8. Intellectual Property